5 Apps to Help you Save Money in 2018
This year I have decided to try and save a bit of money, it has been hard not having a steady income and relying on people to pay invoices for work when they say they will.
So I want to try and build up a bit of money to fall back on and I am taking any little chance I can to do that. So I have been looking into apps to help you save money.
Over the past month, I have spent time signing up for a few different apps that help you save in all different ways and I thought I would share my findings with you.
5 Apps to Help You Save Money in 2018
Plum
I’m going to start with Plum as it’s a little different to the others. Plum has neither it’s own website or app to work through and instead utilises Facebook messenger.
It is an automatic savings system, which you give read-only access to, so Plum can analyse your transactions, then it takes a small amount it believes you can afford and pops it away in a savings account for you a couple of times a week.
You also have the option to invest your money for an average 3% interest return, however, it is always possible to lose any investments so make sure you know exactly what you are getting into before you choose to invest.
Money in your Plum savings can be accessed at any time and you can turn up or down the amount of savings it takes if you feel it is taking too much or too little each time. To find out more about Plum or sign up just click here*.
Receipt Hog
Receipt Hog just wants your receipt!
Yup you heard me right you can earn just by uploading the receipts from your weekly shops (and those in between).
Each receipt can earn you between 5 and 20 coins depending on the amount spend and you can cash out at 1500 coins for £5 or wait until 12000 coins and get £50! (Other amounts in-between available).
Receipt Hog also includes the Hog Slots with prizes from coins to cash (earn one spin when you upload receipts from certain retailers), a monthly sweepstake (1 entry per uploaded receipt) and more! To sign up just click here.
Shopmium
Shopmium is a cashback app, which gives you a certain amount back when you buy listed products.
You have to be a bit careful with this one as obviously you don’t want to buy things you won’t use.
However, it lists a lot of everyday items such as bread, breakfast bars and more so while I don’t find myself using this week in, week out we have got a few bargains via it and check it often for new additions is a must.
Shopmium pays cashback directly into your PayPal or bank account when it is processed (though transfers can take up to 7 days). So no matter if you have earned 30p or £1.50 there is no waiting for a minimum cashout amount as with many other apps.
To give Shopmium a try click here (P.S.> if you use my referral code which is: xa2fu right now you get a free jar of Nutella).
Chip
Working a little like Plum, Chip is another automatic savings account.
This time though it has its own app available for Android or iOS.
Again you will need to give the app read-only access to your bank account, with all payments being taken by direct debit.
For me, Chip has been saving around twice a week with payments between £2 and £18 depending on the size of my bank balance.
I’ve found I’ve never missed the payments and have so far managed to save in just 2 weeks nearly £50 (quite a feat for me).
It is worth noting with Chip you do earn interest, with a base level of 1% if you use someone’s promo code to join while inviting others can help get you up to 5% for the year.
If you would like to find out more about Chip or join up just click here and if you fancy using my code it is: NC5CYU.
Attapoll
If you’re a fan of surveys and want something quick and easy you can do on the commute, or just as you relax in front of the TV then Attapoll might be for you.
It offers quick and simple surveys to answer, with a notification popping up each time a new one is available.
Once you have enough pennies you can cash out via PayPal, Bitcoin, Ethereum or donate it to charity. If you fancy signing up then just click here*.
Bonus Apps.
CheckoutSmart – Much like Shopmium this offers cashback on certain items when you shop both online and instore, check it regularly for new offers.
Shoppix – Another receipt uploading app, this one also includes polls and prize draws. You can exchange your tokens (3200 for £5) for retailers such as Amazon, iTunes and Love2Shop. Enter my code: 9XMG2HVE to click start your account with 200 points.
ClickSnap – Pretty much the same as CheckoutSmart, but run by Quidco*. Cashback is paid directly to your Quidco account, but sadly it seems to be for shopping instore only.
VYPR – This app uses “steers” to help companies know what you want. They are normally quick to answer. However, keep an eye out for extra in-store opportunities that may pop up when VYPR picks up your close by as these payout more.
OnePulse – This is another quick survey website. This time they call there questions pulses and you can cash out via PayPal when you reach a balance of $5.
CashShow – This app has two live quiz shows a day! One at 12:30 and one at 9:30, as long as you make it past the first 5 questions you’re in the money, with the prize for each round split between everyone who gets the question right. That means you could win anything from a couple of pennies to £1000! Cash out is via PayPal after you have reached at least £10! Get yourself an extra life (and me one too) by using the referral code: ETC67B
Cleo – Looking to keep on top of your spending then Cleo could be the app for you. It lets you keep on top of your incomings and outgoings, so you can see how much money you have spare. It can even help you budget if you want a bit of a splurge before payday. What’s more, set up their wallet and not only will it help you save but you will get £5 free to start you off! Awesome right?!
So there you have some apps to help you save money in 2018, have you tried any of these apps, or do you have others you think I should give a try?
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I had no idea all of these things existed! I’m going to have to look into them further as they seem like a great way to save a few pennies here and there.
Honestly they are such a good help – well worth checking them all out 🙂
This sounds really great. Must try looking for these apps and will try using it if its really work.
They are really worth having a try at 🙂 I mean it’s free to use so you can only gain.
My friend Joanne is doing really well with receipt hog, I have yet to download it yet
It is good to hear of people doing well, I’m going to have try and keep remember to upload.
I love to save money via apps but have never heard of any of these! I need to step my money saving app game up a notch!!
Good luck with stepping up your app game! I hope it goes well for you!
I haven’t heard of any of these yet. I have a different one that I use and really like.
Which one is it that you like to use I would definitely be interested 🙂
We have a similar shopping app like Shopmium, we call it Shopback which is also cool. However am not sure if Shopback have expanded its reach across Asia.
Hope these apps you recommend are expanded to Asia!
Well worth keeping your eye out! I know at least some are available in different countries.
I can’t believe I have never heard of any of the apps /programs that you mentioned! I was expecting it to have the ones I am familiar with. Thank you for sharing these with me as I always am looking for new ideas to save and my family does too.
I hope they help you raise a bit of extra cash or save some extra 🙂
Such a great collection of apps! I definitely need to look into these. Every little bit helps.
Exactly that’s what I think as well and it can soon add up.
I haven’t heard of any of these! I’ll have to check some of them out. One of my goals is to be better about saving money this year.
I hope you manage to get to your goal of saving more this year.
All of these apps are new to me. I love a good app that helps me save money. I gotta check out Shopmium. I love cash back apps.
Shopmium is great and I love they pay out so quickly it’s such a bonus!
I hadn’t heard of any of these before, but now I’m going to check them out. I need to save money big time…
Good luck on saving money I need to do the same as well.
I am always down for new ways to save money! I have heard of some of these, but a lot are new to me and I will totally be checking them out more!
I hope they help you a bit! It is great how it all steadily builds up for you.
I love making extra cash wherever I can! I’ve been looking for more cash back apps, so thanks for including Shopmium on this list.
Your welcome I really hope it helps – it’s perhaps my favourite I think at the moment of the cashback apps as it pays so quickly.
Where as this post been all my life? This is so helpful – I haven’t ever tried receipt hog but I am downloading now!
Good luck with it! It’s so simple to do I was amazed!
Oh this is so interesting. I’ve never heard of these kinds of apps. But definitely worth looking and trying. Every single penny saved can add up at the end. Thank you for this wonderful post!
Your so welcome, I wasn’t sure if I should write it or not but hey if it helps someone it was worth it!
I thought I had heard of all the money saving apps, I was wrong! I’ll have to share these with my cousin, who utilizes money saving apps.
I hope they help out your cousin! I’m sure there is more but these are the ones I found – I’m going to have to keep looking!
Oh I love things like this! I’m an avid user of topcashback, it’s the only one I use really! I love the sound of Receipt Hog, I’ve just downloaded it from your link. I’ll give it a go!
Good luck! Receipt Hog amazes me with how simple it is to use!
I am always looking to save money and I’ve never heard of any of these apps, but I’m going to check them out. The one app I do use is YNAB (you need a budget). I can see everything I spend t here and how much each category has left in it. Thanks for sharing all the info!
Ohh I am going to have to have a look at YNAB as I think I do need one 😉
Wow Plum is one I for sure have not heard of and it is totally different from any other App I have used in the past. I am going to let my daughter know about this post so she can check it out. She loves apps like this especially receipt scanning apps!
It is really good, it took me a while to sign up and I did a look of looking around but so far I have hardly noticed the direct debits going out yet I have saved a nice little amount.
I don’t think I have heard of any of these. I’m intrigued by Plum and would be really curious to see how it works via Facebook.
It really is so simple to use, it’s all via messenger and you can just type in words to get updates on everything going on.
Thank you for these apps! I am so going to check them out. I always love to save money.
I really hope they help you save a few pennies over the coming years 🙂
Thank you for this post! I never used a money saving app and try to calculate and keep everything in my mind. I can see how useful each of these apps can be. I will look more in depth into them and see how they can be useful to my finances.
They are very different from budgeting apps these aren’t about what you spend but offering you cashback and even pennies for just uploading recipets.
These all look good. I always get a receipt so I really should be scanning it into the apps that give points for it. Even if it’s only a little reward, it will all add up. I’ve been using QuidCo for years but really need to explore other money-saving options.
Most definitely – I just snap a photo with my phone and pop it up – even if I make £10 in Amazon voucher for the year it’s something towards Christmas.
OMG, I love you so much right now! I LOVE to save money, and I thought my deal app game was on point. It was obviously SO not!
Haha you have made my day with this comment, I hope any new ones help.
I never knew that there were so many apps that help us save money. This is a very informative post. Will start checking all these apps right away.
It is amazing the amount out there now – I’m sure I’ve not found them all.