The Best UK Loyalty Programmes You Should Actually Sign Up For
We all had those little plastic cards or apps cluttering up our wallets and phones, but not all loyalty programmes are created equal. Some genuinely save you money or give you perks worth having, while others are just digital dust collectors which never get used.
So if you are wondering which ones are really worth your time in the UK, here is a handy round-up of the loyalty schemes that actually deliver.
Supermarket Loyalty Schemes
Tesco Clubcard
Tesco’s scheme is a staple for a reason. Not only do you earn points on your shopping, but Clubcard Prices often give you huge savings compared to non-members. What’s more, points can be converted into vouchers or boosted when spent with partners like Choc on Choc or ASK, giving you 2 x your points in value.
Nectar (Sainsbury’s, Argos, eBay & more)
Nectar points add up surprisingly fast because you can collect them across so many brands. The app also gives personalised offers, so you’re not just earning 1 point here and there, you’re getting tailored discounts on things you actually buy.
Lidl Plus
A relatively new but increasingly popular app-based scheme. Offering rewards such as a free bakery treat, coupons and even 10% off after you’ve spent £250 with them. It also offers discounts on certain products each week with Lidl Plus offers. them.
Health & Beauty Loyalty
Boots Advantage Card
Still one of the most generous points systems around, especially if you hit the “3 points per £1”. The Boots app also adds personalised offers, making it easy to boost your balance, so always make sure to check it before making a purchase.
Superdrug Health & Beautycard
Superdrug’s digital card offers lower prices for members, free delivery when your order is over £20 and unlike some other cards, you can pay with a mix of points and cash!
Fashion & Lifestyle Loyalty
H&M Membership
Free to join, gives you points for every shop (1 point per £1, with 100 points giving you a £3 voucher), free delivery on orders over £40, and early access to special collections.
IKEA Family
Offering 1 point per £5 spent, the IKEA family card also offers members discounts on food and purchases, a free tea/coffee in the café, and free workshops and events.
Travel & Food Loyalty
Costa Club
If coffee is your love language, Costa Club rewards you with a free drink after a set number of purchases. Simple and effective. Plus, always keep an eye on your app as you never know when they might add a treat or discount too!
Greggs Rewards
Surprisingly generous, freebies for birthdays, hot drinks, and even breakfast items. Download the app, and your sausage roll addiction might finally pay you back as you get your 10th item free!
British Airways Executive Club (Avios)
For frequent travellers, Avios points are still one of the strongest loyalty currencies in the UK. Points can be collected not only on flights, but also through shopping and hotel partners. When it comes to using your points, you can swap them towards flights, holidays and upgrades!
Tips for Making the Most of Loyalty Programmes
- Stick to the ones you’ll actually use; otherwise, it’s just clutter.
- Download the apps, many deals are now app-only.
- Don’t forget partner brands: Nectar and Avios especially shine when used outside their “main” shops.
- Combine with cashback sites for double the savings.
Final Thoughts
Loyalty schemes aren’t magic money-makers, but if you use them wisely, they can save you a fair chunk of change (and earn you the occasional free coffee or cinema trip). The trick is to focus on the ones that genuinely fit your lifestyle, not to sign up for everything under the sun.
So, which ones do you use? Are you a Clubcard loyalist or a Nectar hoarder?
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Very interesting i didn’t know you can use nectar with ebay.
Yes, I have to admit it’s how I get most of my points.
I use my Tesco Clubcard and save up my points for Christmas. I also use Boots, Lidl plus and Greggs
Thank you for the information. I will definately use some of your tips.
I’m glad you have found it useful! Thank you!
I find the supermarket ones are the best, especially Tesco as i can double the points and use them at Pizza express.
Yes! I have to admit I like that one and the fact you can double your points is great, I do miss when it was more though.
Have Nectar, More Card, Superdrug & Boots only
I find my Ikea loyalty card really useful. A cup of coffee when we first arrive after a long journey. Then lunch after looking around the store, often with one dish half price so a real bargain. Then the assurance that our purchases are covered against breakage on the way home is a great bonus.
IT’s such a good card isn’t it? Really offers some nice discounts!
Tesco for me, but also through a work scheme buy £100 in vouchers for £95, then pay with credit card that gives rewards for spend also 🙂
Ohh that’s going to add up as well over time all those £5 off!
Super, thank you for sharing, I had no idea about Ikea.
Your welcome I am glad I could introduce you to a new one!
There are so many. Hard to know which ones to go for. Nectar works for me but I’ll sign up for all of them.
I sign up for loyalty cards regularly, and starting storing them ion my app to save clutter and make them easier to find.
It really does make it so much easier and you don’t have to go through a bundle of cards trying to find the right one.
I sign up for any loyalty club I can, as long as it doesn’t cost me anything to join. Hubby laughs at my collection of coffee shop loyalty cards but never says no to a free drink!
I have to admit I’m the same, espechially now you can add them to your phone so I don’t need to carry the cards.
Keeping them in my google wallet helps me an awful lot
Keeping them in a phone app makes all the difference doesn’t it?
My purse could not cope with any more cards! and surely it is kinder on the planet.
Most definitely – it makes so much more sense for them to be on your phone!