As we enter into October, Christmas suddenly doesn’t feel too far away does it?
With so much to organise during the festive season, it makes sense to get started as early as possible.
So, when is it best to start saving for Christmas?
Here, you’ll discover when to start saving and how to organise everything to ensure you have a relaxing, enjoyable festive period.
When should you start to save?
According to experts, the ideal time to start saving and planning towards Christmas is August.
This gives you plenty of time to save up a decent amount before the festive season.
However, don’t worry if you still haven’t started, as long as you start soon, you should still have plenty of time to save.
Obviously, the earlier you can start saving, the easier you’ll find it to pay for Christmas.
Some people even choose to start their Christmas shopping in the January sales.
It’s amazing how much you could potentially save if you take advantage of the year-round sales.
Buy big presents early
If you’re planning on buying big presents for the kids, it’s worth getting those out of the way as early as possible.
Not only does this free up your budget nearer Christmas for everything else, but it also ensures you aren’t worrying about whether your big presents will arrive in time.
So, if you’re planning on buying big Christmas gifts, now’s the time to either buy them, or at least start to save up for them.
Saving money for Christmas is hard for absolutely everyone, restricting yourself money to later spend on someone else is strange to some people.
So why not buy something which is very affordable yet incredibly fun to use, why not buy kids electric cars, they will keep your kids occupied for hours.
Consider setting up a savings scheme
There’s a lot of Christmas savings schemes you can take advantage of. While some do require you to start saving at the beginning of the year, others allow you to start whenever you’re ready.
There’s still time to sign up to supermarket Christmas schemes for example.
These allow you to collect points towards your Christmas shopping each time you do a grocery shop.
The amount you could save through these schemes is surprising. So, why not take a look at which schemes are currently available?
So, when should you start saving for Christmas? As soon as possible!
Remember, the earlier you start to save and get organised, the less stress you’ll have nearer the time.
It also reduces the chances you’ll need to turn to credit cards to fund the festive period.
Saving now could help you to avoid getting into debt, so make it a priority to set aside a little each month.