We all end up having times where we have unexpected expenses to deal with.
However, could it come at a worse time than when you have just bought a home?
When you are looking to make a new start and have a whole host of new expenses to deal with?
The answer is probably not.
So I have come up with some ideas to help you deal with unexpected expenses, not matter the reason.
Expect the Worse
OK, this one takes a bit of pre-planning and isn't possible for everyone.
After all, so many of us live paycheck to paycheck.
However, if you can, putting a little bit away each time you get paid into a separate account can really make a huge difference when the unexpected happens.
Even if it only covers part of the costs.
Sell, Sell, Sell
We all have items in the home we no longer use. So why not have a sort out and see what you could sell.
Holding a car boot could quickly bring in some extra pennies.
While Facebook selling pages and eBay are great ways to try and raise some income when needed.
Borrow From Family
Again this is one option not everyone will be able to do.
However, if you have family around who you can talk to about such matters, then why not turn to them and ask for their help.
Yes they might not be able to lend you a hand, but you will never know unless you ask.
Ditch a Planned Purchase
Going back to having just moved home.
If you have a purchase planned you could perhaps put off for a while, then do it.
This will open up funds for the emergency and doesn't mean you will never do the original plan. It just means you put it off for a while.
Take out a Loan
If worst comes to worst, then you can always look to take out a loan.
While it definitely isn't the first cause of action I would seek, if you are in need of money and all other avenues are exhausted, then spend some time looking into the best deal you can get on a loan and set up a plan to budget for repayments in the coming months.
So there are a few ideas on how to deal with unexpected expenses, I do hope they help some of you if the worst does happen.
However, what about you, what is your top tip for dealing with unexpected expenses?